AI Card Optimizer
AI-powered card recommendations based on your business type, spending patterns, and travel goals.
Optimization Opportunity Detected
Move Facebook ad spend from Amex Gold to Chase Ink Business Preferred for uncapped 3x on advertising. Projected annual gain: $45,600 in additional rewards.
Your Business Profile
Business Type
Construction / Contracting
Monthly Spend
$185,000
Primary Goal
Luxury Travel
Team Size
24 employees
AI-Recommended Card Setup
Amex Business Platinum
American Express
Annual Fee
$695
Signup Bonus
150K pts
Base Rate
1x
Bonus Categories
Earn 150K points after spending $15,000 in 3 months
Chase Sapphire Reserve
Chase
Annual Fee
$550
Signup Bonus
60K pts
Base Rate
1x
Bonus Categories
Earn 60K points after spending $4,000 in 3 months
Amex Business Gold
American Express
Annual Fee
$375
Signup Bonus
100K pts
Base Rate
1x
Bonus Categories
Earn 100K points after spending $10,000 in 3 months
Your Optimal Card Strategy
Primary Spend
Amex Business Platinum
5x on flights, 1.5x on purchases $5K+
Advertising
Chase Ink Business Preferred
3x on advertising, internet, shipping (up to $150K)
Dining & Entertainment
Amex Business Gold
4x on top 2 categories (auto-selected)
Everything Else
Capital One Venture X
Flat 2x on all purchases, no category caps
Total Projected Annual Gain
+$75,100/yr